A beginner-friendly guide to investing in PSX. Learn steps, best stocks in Pakistan, and how to invest with small savings.
How do I start investing in Pakistan
Imagine Ali, a 28-year-old from Lahore. He works a 9-to-5 job, saves a little each month, but inflation keeps eating into his salary. Groceries cost more, rent rises every year, and his savings account hardly grows.
One day, Ali hears from a colleague that analysts expect the Pakistan Stock Market (PSX) could deliver up to 37% returns in 2025. Surprised, he wonders: “If others can grow their money, why can’t I?”
Ali’s story is not unusual. Thousands of ordinary Pakistanis are asking the same question, and the good news is: you don’t need to be rich or a financial expert to start investing in PSX.
Pakistan Stock Market 2025 Performance
Let’s look at the numbers that matter:
Size of PSX → The market capitalization stood at PKR 14.5 trillion by end-2024.
Active Investors → More accounts are now trading, almost double compared to a few years ago.
Daily Trading Volume → On average, PKR 22 billion worth of shares are traded every day, with volumes occasionally exceeding PKR 90 billion.
These numbers show that investing is no longer limited to a wealthy elite. Everyday Pakistanis are already participating.
Investment in Pakistan 2025
Easier Entry for Small Investors
Gone are the days when you needed to buy hundreds of shares. Today, you can start with just one share, making it affordable for anyone.
Technology Access
Account opening, trading apps, and digital payments have made the process smooth. You can open a PSX account without leaving home.
Attractive Returns
With bank deposit rates falling and inflation moderating, more people are turning to equities for long-term growth.
Retail Growth Momentum
The rise in small investors has created more liquidity and transparency in the market.
How Pakistanis Can Start investing as a beginner
Let’s go back to Ali. Here’s what he did, and what you can do too.
Step 1: Open a Broker Account
Ali chose a licensed broker (Chase Securities). He filled out his CNIC details, provided proof of income, and got his CDC sub-account (where shares are stored safely).
Step 2: Decide on an Investment Amount
He started small: PKR 20,000. This was money he could afford to set aside for the long term.
Step 3: Pick the Right Stocks
Instead of chasing rumors, Ali focused on blue-chip companies like Systems, Hub Power, Interloop, Meezan Bank, Pakistan Oilfields, Lucky Cement, Engro Fertilizer. These companies are leaders in their industries and give regular dividends.
Step 4: Monitor but Don’t Panic
Prices went up and down, but Ali stayed patient. Within a year, his portfolio grew along with the KSE-100 index.
Step 5: Reinvest and Grow
He reinvested his dividends and slowly increased his investment each month.
Example: PKR 100,000 Investment
January 2024: Ali invests PKR 100,000 in a group of stocks that closely tracks the KSE-100 index.
One year later (end-2024): The KSE-100 had gained ≈ 84% in PKR terms in calendar year 2024.
So, investment: PKR 100,000 × 1.84 = PKR 184,000.
If Ali also got dividends adding, say, 5%, his portfolio value becomes ≈ PKR 193,000.
That’s a gain of PKR 93,000 in one year, far better than what a typical savings account would give.
Checklist for Starting Investment in Pakistan
Here’s your 5-step action plan to start investing:
- Understand basics: Learn what shares, dividends, and profits mean.
- Choose a broker: Pick a licensed firm like Chase Securities.
- Start small: Even PKR 5,000–10,000 is enough.
- Buy safe stocks first: Stick to big, stable companies.
- Think long-term: Don’t chase daily movements; focus on years.
FAQs
Q1. How much do I need to start investing in PSX?
You can begin with the price of a single share, sometimes less than PKR 500.
Q2. Is stock investing safe in Pakistan?
It carries risk, but choosing strong companies and holding long term reduces that risk.
Q3. Can I invest if I don’t know finance?
Yes. Start with basic knowledge, follow reliable reports, and consult your broker.
The Pakistan Stock Market is no longer out of reach. Just like Ali, you too can start small, stay consistent, and grow your wealth. Open your account with Chase Securities today and take your first step toward financial independence.
